We’re here to help you make a smooth transition to Medicare.

If you’re thinking about retirement, now is the time to explore your Medicare options. Fortunately, your trusted team at Quartz has deep Medicare experience so you can find the right plan for your needs.

Get a free personalized Roadmap to Medicare.

Fill out the information below and we’ll send you a customized timeline based on your needs, as well as email reminders as you near a deadline.

(Don’t worry. We don’t hold you to it. Your answer just helps us customize your roadmap.)

Questions?

Talk to a local Quartz
Medicare expert.

(888) 870-9953 (TTY: 711)

Monday – Friday, 8 a.m. – 8 p.m.
Oct. 15 – Dec. 7, seven days a week, 8 a.m. – 8 p.m.

Here are some answers to common Medicare questions:

To answer that question, we first need to explain the different types, or parts of Medicare.

Part A

  • Covers inpatient hospital stays, skilled nursing facility care and hospice care.
  • There’s no monthly premium for most people, but you may have to pay a deductible.
  • Provided through the federal government.

Part B

  • Covers doctor visits, urgent care, home health services and more.
  • There is a monthly premium, usually deducted from your Social Security check.
  • Provided through the federal government.
  • Original Medicare does NOT include prescription drug coverage. Part B covers a limited number of outpatient prescription drugs under certain conditions.
  • Offers everything Original Medicare does, plus more.
  • Prescription drug coverage is included in many Medicare Advantage plans.
  • Offered by private health insurance companies such as Quartz.
  • Quartz has Medicare Advantage plans that give you all the coverage you’re used to, plus so much more — with monthly premiums as low as $0 per month!
  • Focus exclusively on prescription drug coverage and cover many commonly used brand-name and generic drugs.
  • Offered by private health insurance companies such as Quartz.
  • These may be included in Medicare Advantage plans or available as stand-alone plans.
  • Also called Medigap plans because they help cover the costs, or “gaps,” that Original Medicare does not.
  • Cover the same things as Original Medicare (Parts A and B).
  • Offered by private health insurance companies, like Quartz.
  • Do not include prescription drug coverage.

Here are a few factors to consider when comparing Medicare plans:

  • Expected expenses
    Do you have a medical condition that requires extensive care and/or lab work? Wear eyeglasses or hearing aids? Expect a hospital stay?

  • Monthly premiums
    What is more important to you: low monthly premiums or lower total out-of-pocket costs?

  • Prescription drugs
    Do you take prescription drugs, or do you expect to need them in the near future?

  • Dental and vision coverage
    Do you wear glasses or have vision concerns? Do you anticipate dental care beyond preventive cleaning?

  • Travel plans
    Do you plan on traveling in the U.S.? Outside of the U.S.?

  • Original Medicare (Parts A and B) and Medicare Supplement plans are accepted by any doctor in the U.S. that accepts Medicare.
  • Coverage for Medicare Advantage plans depends on the type of plan and the Medicare insurance provider.
  • Because you’re already a Quartz member, you can switch to a Quartz Medicare Advantage plan with confidence, knowing your doctors and hospitals will continue to accept your plan.
  • You have two months, beginning when your current employer coverage ends, to enroll in a Medicare Advantage (Part C) or Prescription Drug (Part D) plan without paying a penalty.
  • If the employer has less than 20 employees, you may need to enroll in Part B to avoid penalties.
  • If you’re only enrolling in Original Medicare (Parts A and B), you have eight months.

To enroll in Original Medicare (Parts A and B): There are two ways to find out if you’re already automatically enrolled or need to enroll:

  • Call Social Security at
    (800) 772-1213 | TTY: (800) 325-0778
    Mon. – Fri., 8 a.m. – 7 p.m.
  • Visit SocialSecurity.gov

To enroll in a Medicare Advantage, Medicare Supplement or Part D plan: Contact a private health insurance company, such as Quartz.